法學期刊
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論著名稱: 論海上保險被保險人資訊提供義務(Study on the duty of provide information of insured in marine insurance)
編著譯者: 羅俊瑋
出版日期: 2011.06
刊登出處: 台灣/中原財經法學第 26 期 /67-130 頁
頁  數: 64 點閱次數: 1217
下載點數: 256 點 銷售明細: 權利金查詢 變更售價
授 權 者: 羅俊瑋
關 鍵 詞: 海上保險告知說明英國海上保險法資訊不對稱國際海事委員會歐洲保險契約法原則
中文摘要: 海上保險對我國國際貿易進行順利與否有相當重要性,因此海上保險法制應加以健全。我國實務之海上保險運作均採用英制保險單,其以英國法律暨實務為準據法,因此有必要對於英國海上保險法加以研究。英國海上保險法規定被保險人應主動告知說明保險標的之一切資訊,其與我國保險法之詢問說明制度不同。我國海商法之海上保險章對被保險人之資訊提供義務並未規定,按海商法可適用保險法規定。然有認為兩者性質不同,適用與否,學說均有爭論。本文係以英國海上保險法為主軸就相關議題加以討論,並佐以各國相關法制制度之討論,期可作為實務運作與法院審判之參考。
英文關鍵詞: marine insurancedisclosurerepresentationMarine Insurance Act 1906information asymmetryCMIrestatement of european insurance contract law
英文摘要: Marine insurance is the most important factor in international trade operation, so it requires a perfect legal system on supporting marine trading. In practice, the marine insurance policy to be used in our market is English Institute Clauses. According to the Institute Clauses, it stated this insurance is subject in English Law and practice. So it should to make a research on Marine Insurance 1906. In English law, the insured should make full disclosure all information about insured subject before contract. It is different with R.O.C. Insurance Act. Marine insurance is provided in Maritime Act, according to the Article 126 of Maritime Act, it stated:Except as otherwise provided for in this Chapter, the provisions of the Insurance Law, shall apply to the marine insurance. There is different character between marine insurance and consumer insurance. It is argued in school whether the provision in Insurance Act shall apply to the marine insurance. This article is discussed the duty of disclosure of insured in
marine insurance according to English Law and the law of other countries. At the end, I will have some suggestions for practical operation and court trial for reference.
目  次: 壹、前言
貳、被保險人資訊提供義務
參、重要性事實
肆、誘導性
伍、主觀標準
陸、法律效果
柒、結論
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